|
Protecting the privacy of our customers is
important to us. We want you to understand what data we may
collect about you and how we use it.
Our Policy
- We collect and use personal data that is needed to advise
customers about our products and to deliver those products.
- We restrict access to your personal data to authorized
individuals who need to know this data to provide services
and products to you.
- We require every person or organization that assists
us in providing products or services to customers to protect
the confidentiality of our customer data.
- We provide prospective and former customers the same
privacy protection that we do existing customers.
- We disclose personal data only in circumstances where
there is no "opt-out."
Sources Of Information We May Collect
We get much of our data from your application for insurance.
In the application, we may ask about your age, occupation,
physical condition, health history, or prior driving record.
We collect only the personal data about our customers that
are needed to serve you.
We may obtain data from outside sources such as driving
record reports and credit reports. We also obtain data from
support organizations that help detect and prevent insurance
fraud. We may obtain data from inspection services that view
and photograph damaged property. We may request medical reports
from a doctor or hospital.
We retain personal data only as long as required by our business
practices or by applicable law.
You may request a copy of our records of personal data about
you. You may ask us to correct any incorrect data in those
records. To submit a request to review your personal data
write to us and include your name, policy number and the data
you want to review. If you want to request a change to inaccurate
data you may call us at 1-800-934-3809. Or you may write to
us at Oregon Mutual Insurance Attention Privacy Manager, P.O.
Box 808, McMinnville, OR 97128.
We may not be able to correct inaccuracies in reports provided
to us by others. However, if you ask, we will provide the
name and address of the agency that prepared the report. You
may contact that agency directly and ask them to correct any
errors. An organization that provides data to us may provide
the same data to others.
Sharing and Use of Information
We may share data about you with a third party as needed
to service your policy or to inform you about our products.
The types of persons or organizations with which we may share
this data include those that perform business or insurance
functions for us, such as independent claim adjusters and
businesses that may help us with data processing or marketing.
We may share personal data with your insurance agent. We may
share personal data to protect against fraud. We may also
provide data to a court, government agency or other third
parties when subpoenaed or as otherwise required by law. We
may share data with our affiliated company for administrative
purposes or to provide you with more insurance options.
Protecting Information
We maintain safeguards to protect your data. Only those members
of our staff involved with administering your insurance policy
have access to your personal data. We review our privacy practices,
monitor our computer networks and test the strength of our
security measures. We require companies that provide services
to us to agree to safeguard customer data.
This notice is provided under federal and state law. You
do not need to contact us to preserve the privacy of your
personal data. You may wish to file this notice with your
insurance papers. We will be sending you a privacy notice
each time that you renew your insurance policy with us.
We value you as a customer. We are working hard to be your
company of choice, a company you can continue to trust.
|
